Protection Tailored For Those Who Live Life in The Country
The reasons you choose to live in the country, are the same factors that require more from a homeowner’s policy. At Farm Bureau, we understand those who make a living off the land, or those who simply love to have land. Our Country Estate policy is designed specifically for those who live in rural areas, own acreage, and may make some of their living off the land.
Protect your homestead with a policy created by people who understand the country lifestyle. A Country Estate policy protects more than your home; from acreage, outbuildings, agribusiness and equipment—you’re covered. This coverage brings the rural expertise of a Farm Bureau agent to a policy custom-built to match your land and lifestyle.
Farm Bureau’s Country Estate policy ensures that the physical structure of your home and the contents inside are protected. Our policy gives you broad coverages at an affordable rate.
Dwelling coverage protects your home and other structures.
Loss of Use
Loss of Use coverage helps pay for living expenses, like hotel stays, while your home is repaired or rebuilt.
Named Perils coverage protects you from things that are out of your control like weather-related damages (e.g. fire, smoke, wind, hail), vandalism, theft, and more.
For greater peace of mind, we offer a variety of additional coverages including Replacement Cost, Homeowners Coverages Endorsements, and more.
Our policy provides protection for your land and the structures on it. The County Estate product was designed for your lifestyle and provides the right coverages to protected it.
Outbuilding coverage protect your farm and non-farm outbuildings from the risks of everyday life and Mother Nature.
Farm Personal Property
From tractors to implements, our agents understand farm and related equipment and what coverages are needed to protect your investment.
We have options to keep you protected from additional property coverages like Replacement Cost, Farmowners Plus Endorsement, Protector Endorsements and more.
With a Country Estate policy from Farm Bureau Insurance, your home and livelihood aren’t the only things protected. You can have peace of mind that your wallet is covered too.
If someone is injured on or off your property, Personal Liability coverage keeps you protected from potential lawsuits.
Medical Payments coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).
Included at no additional cost, Claims Expenses are covered for reasonable expenses incurred up to $250 per day.
We can keep you protected from other liability expenses such as damage to others property or non-owned recreational vehicles. Contact a Farm Bureau Insurance agent for all additional options.
Ways to Save
Protective Device Credit
Your home is eligible for this credit when you have properly installed smoke detectors, fire alarms, burglar alarms or other qualifying devices.
Smoke-free homes are eligible for this credit.
Mature Insured’s Credit
This credit is applied if you’re at least 30 years old.
New Home Credit
This discount is available on Country Estate policies for dwellings that are 30 years old or newer.
By having multiple insurance policies with us, you could be eligible to save even more on your country estate insurance.
Environmental Safety Credit
You’re eligible for this credit if your farm has been certified through the Michigan Agriculture Environmental Assurance Program.
Savings and more resources are available for FREE with your Farm Bureau Homeowners policy. The MyHomeWorks™ program offers practical tools and information to help you protect the systems that run your home. It also offers a home inventory tool and many energy-saving tools and tips.