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Michigan Farm Bureau Family of Companies

Welcome to our new website!

We hope you'll take a moment to check things out. We are still under construction in some areas so please bear with us as we continue to enhance your web experience. 


Special Announcement: The Farm Bureau Family of Companies is dedicated to providing for and protecting Michiganders. To this end, we are encouraging all policyholders and members to review their coverage limits on their insurance policy(ies). With recent increases in the cost of goods, services, and construction, we want to do our part to ensure Michigan residents are properly protected. Please contact your local agent if you believe that your coverage limits may need to be increased.

Our Ratings

One of America's Best

We have been named among the top 100 insurance companies ranked by written net premiums by National Underwriter. In addition, we’ve made the Ward’s Top 50 Life-Health Companies 26 times out of the 31 years the Ward Group has been rewarding this prestigious honor. In 2018, Farm Bureau Insurance of Michigan was also named as a Ward’s 50 Property & Casualty Top Performer. Annually, Ward Group analyzes the financial performance, safety, and consistency of U.S. insurance companies (P&C and Life-Health).

Ward's Superior Rating in Claims Customer Experience

Farm Bureau Insurance of Michigan has also achieved a “Superior Rating” for Personal Lines Claims Customer Experience as measured by Ward’s Experience Monitor program, powered by Inpoint.

A.M. Best Company Issues Ratings

July, 2022

Farm Bureau Life Insurance Company of Michigan has maintained its Excellent (A) rating from the A.M. Best Company. This Excellent rating is based on Farm Bureau Life’s excellent level of capitalization, consistently favorable operating earnings performance, and the benefits from consistent profitability and a relatively low-risk product offering. A.M. Best affirmed the rating with a stable outlook, further indicating the strength of Farm Bureau Life.

Cincinnati Equitable Life Insurance Company, acquired by Farm Bureau in 2019, and Leaders Life were extended Excellent (A) ratings and stable outlooks as well.

July, 2022

Our two property-casualty companies (Farm Bureau Mutual Insurance Company of Michigan and Farm Bureau General Insurance Company of Michigan) have been rated Excellent (A-) by the A.M. Best Company. The rating agency also reported that our property-casualty companies have a stable outlook and that these ratings reflect our balance sheet strength, which AM Best categorizes as strongest, as well as its adequate operating performance, neutral business profile and appropriate ERM. Another noted benefit is that of our strong relationship with our parent organization, Michigan Farm Bureau and its membership.

A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899. Best's Ratings represent the current and independent opinion of a company's financial strength and ability to meet obligations to policyholders. Best's Ratings are not a warranty of an insurer's current or future ability to meet obligations to policyholders, nor are they a recommendation of a specific policy form, contract, rate, or claim practice.