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Michigan Farm Bureau Family of Companies

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Special Announcement: The Farm Bureau Family of Companies is dedicated to providing for and protecting Michiganders. To this end, we are encouraging all policyholders and members to review their coverage limits on their insurance policy(ies). With recent increases in the cost of goods, services, and construction, we want to do our part to ensure Michigan residents are properly protected. Please contact your local agent if you believe that your coverage limits may need to be increased.

Michigan's No-Fault Insurance: Mandatory Coverages Explained

All Michigan drivers are required to have certain mandatory coverages under the state's No-Fault Insurance law.
Date Posted: June 1, 2021

No-Fault Insurance Explained 

Michigan's No-Fault law became effective on October 1, 1973. It was created by state lawmakers to: 

  • Limit lawsuits so benefits could be paid quickly. 
  • Assure people injured in auto accidents are compensated, quickly and equitably, for medical costs and lost income.

All drivers in Michigan are required, under the No-Fault Insurance law, to have the following mandatory insurance coverages: 



Additional Information & Optional Coverages

Have questions about your insurance needs?

Contact an agent today! One of our trusted advisors will help you find a policy that’s right for you.  

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